Disaster costs fell in the U.S. in 2025. Still, it was the fourth time in five years that extreme weather inflicted more than $100 billion in annual losses. Industry experts say the growing financial toll will make insurers wary of rushing to cut rates.
home insurance
Posted inNPR
California fire victims say fighting with insurance companies has delayed rebuilding
Wildfires last January destroyed communities around Los Angeles. Homeowners say recovery has been slowed by fights with insurers to get their claims paid.
Posted inNPR
Disaster and insurance costs are rising. The middle class is struggling to hang on
Middle-class families are struggling to afford insurance in southwest Florida. Realtors say a wave of foreclosures could be coming.
Posted inNPR
Why home insurance is unaffordable, even in places without wildfires or hurricanes
Some of the country’s highest home insurance prices are in the central U.S., a region generally considered to be protected from climate-driven disasters such as wildfires and hurricanes.
Posted inNPR
It’s harder to get home insurance. That’s changing communities across the U.S.
Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That’s forcing families across the country to make tough choices.
Posted inEnvironment, Possibly Podcast
How do we solve the climate change home insurance crisis?
This week on Possibly, Senator Sheldon Whitehouse helps explain what options we have to address climate change’s impact on the home insurance industry.
Posted inEnvironment, Possibly Podcast
Climate change is messing up our home insurance prices. What can states do?
Home insurance is supposed to help us recover from natural disasters, but climate change is disrupting the industry. This week on Possibly, we look at how states are responding to this problem.
Posted inEnvironment, Possibly Podcast
How is climate change affecting home insurance?Â
Recent reports by the Senate Budget Committee and the Treasury found that climate change is already upending the US’s home insurance industry.
Posted inNPR
Before they lost their homes in the LA fires, many lost their insurance
Big insurance companies have pulled back from California, forcing thousands to turn to insurers of last resort. Fire victims say the limited policies will make recovery and rebuilding more difficult.
